Economic Development Finance Glossary (2012)
Economic Development Finance is a comprehensive and in-depth presentation of private, public, and community financial institutions, policies and methods for financing local and regional economic development projects. The treatment of policies and program models emphasizes their applications and impact, key design and management issues, and best practices. A separate section addresses critical management issues for development finance programs: program and product design, the lending and investment process, and capital management. Case studies are included throughout the book to help readers develop their skills and apply policies and tools to real practice issues. A glossary of finance terms is also included.
- accounts receivable loan
- accounts receivables
- accrual accounting
- accrued expenses
- accumulated deficit
- additional paid-in capital
- amortization
- amortization period
- assessment district financing
- asset-based lending
- balance sheet
- bank community development corporation
- bonds
- break-even sales level
- bridge loan
- business improvement district (BID)
- business plan
- capital access program (CAP)
- capital market gap
- capital policies
- capitalized interest reserve
- cash basis accounting
- cash flow statement
- certified development corporation
- closing
- closing agenda
- collateral
- commercial bank
- commercial finance company
- common stock
- community development bank
- community development block grant program (CDBG)
- community development credit union (CDCU)
- community development financial institution (CDFI)
- Community Development Financial Institution Fund (CDFI)
- community development loan fund
- community development venture capital fund
- Community Reinvestment Act (CRA)
- company valuation
- construction loan
- convertible debt
- costs of goods sold
- credit union
- current portion of long-term debt
- current ratio
- debt
- debt service coverage ratio
- debt service reserve
- debt-to-equity ratio
- debt with warrants
- default rate
- deferred income
- delinquency rate
- depreciation
- development budget
- development services
- dual aspect concept
- due diligence
- equity
- factoring
- financial policies
- financial projections
- fixed assets
- general obligation bond (GO)
- goodwill
- gross margin
- Home Mortgage Disclosure Act (HMDA)
- income statement
- individual lending model
- industrial development bonds
- initial public offering (IPO)
- insurance companies
- interest rate
- inventory
- inventory financing or debt
- lease
- leasehold improvement loan
- letter of credit
- line of credit
- loan guarantee
- loan packaging
- loan participation
- loan term
- loan-to-value ratio
- market imperfection
- matching concept
- maturity period
- microenterprise
- microenterprise program (MEP)
- mini-perm loan
- mortgage loan
- net working capital
- new market tax credit
- operating pro forma
- order of loss
- par value
- peer-group lending
- personal guarantee
- predevelopment financing
- preferred stock
- prepaid expenses
- principal
- private activity bond
- private capital markets
- program-related investments
- public capital markets
- realization concept
- recourse loan
- retained earnings
- revenue bonds
- revolving loan fund (RLF)
- SBA 504 program
- SBA 7(a) program
- Section 108 program
- securitization
- security position
- selling, general, and administrative costs
- senior loan
- small business investment corporation
- special small business investment corporation
- subordinate loan
- targeting policies
- tax increment financing (TIF)
- term loan
- thrift institution
- training-led model
- underwriting standards or criteria
- warrant
- venture capital funds
Source Citation
Author: Karl F. Seidman
Pub. Date: 2012
Product: Sage Academic Books
DOI: https://doi.org/10.4135/9781452204550
Keywords: loans, financing, venture capital, debt, economic development, fixed assets, cash flow
Disciplines: Finance, Business & Management, Development Economics, Economics, Financial
Management
Access Date: September 3, 2026
Publisher: SAGE Publications, Inc.
City: Thousand Oaks
Online ISBN: 9781452204550