redlining
The practice by a financial institution of refusing to lend money, or provide insurance, to residents or businesses located within a low-income or racially distinct neighborhood; from the image of drawing a red line around the area on a map. (Bucher, 1996) 2. The assignment of risk scores to neighborhoods based on the age of the buildings and presence, or threatened “infiltration,” of nonwhites and foreign-born people. This was a program carried out by a federal agency, the Home Owners Loan Corporation (HOLC). (Fullilove, 2013, 46)